American Solutions for Business

Optimum has specialized in the unique needs of community banks for more than 25 years and is a “one source” printing, supplies, marketing and technology resource for institutions nationwide. Recognized as an industry leader in enhancing client profitability, all of our services listed below are delivered with exceptional customer experiences in a service driven culture characterized by integrity, reliability and innovation.

Supplies Outsourcing Services:
Our ‘Circle of Solutions’ approach to outsourcing includes warehousing and distribution, online ordering, document management, fulfillment services of all bank supplies, marketing design and commercial print, document analysis, print on demand, expense control and management reports for detailing a bank’s inventory and print expenditures. Our distribution centers are strategically placed for timely fulfillment and two day shipping capabilities.
Cost Reduction Services:
• Print/Mail outsourcing – Outsourced printing of Statement/Notices, – 24 hour turnaround, customizable documents, helps you use your statements and notices to cross sell and market your services with colorful graphics at no additional charge.
• Fleet management – Gives you the ability to manage all printers/copiers throughout your institution. Toners, maintenance, etc. at a fixed, low per copy rate.
• Collaborative efforts with other bankers for the purchase of marketing research of your clients/prospects, bank strategic market planning along with 6-10 other banks your size that are not competitors, plus acquire other marketing services at collective discounts of up to 80%
Revenue Enhancing Services:
Mobile banking apps that:
• are based on next generation smart app technology with several best in financial market awards, a strategic offering to provide you with a true competitive advantage
• are built around strategies that allow you to drive community strength – using social networking and connecting the community with businesses and consumers
• combine cloud computing and local smart devices (smart phones & tablets)
We also provide:
• On line turnkey marketing referral system to maximize the word of mouth potential from your existing account holders to assist adding new members
• 1% Debit Card Cash program for small business customers that can significantly increase your interchange fee income (10 small business customers = $28,750 interchange fee income)
• Website development with fully integrated social media compliance and management. Gain fee income through advertising revenue purchased by national non-banking companies
• Social media compliance and sales training
• Strategic digital marketing planning
• Secure Customer Remote Biometric Signature Capabilities via mobile devices. Customers can sign your actual documents from anywhere.